<?xml version="1.0" encoding="UTF-8"?><metadata xml:lang="en">
<Esri>
<CreaDate>20220125</CreaDate>
<CreaTime>09142600</CreaTime>
<ArcGISFormat>1.0</ArcGISFormat>
<SyncOnce>TRUE</SyncOnce>
</Esri>
<dataIdInfo>
<idCitation>
<resTitle>FIRM Panels</resTitle>
</idCitation>
<idAbs>This layer is maintained by FEMA and was downloaded from the FEMA Map Service Center in Oct. 2014. The effective date of the panels is shown as Dec. 16, 2014.</idAbs>
<idCredit>FEMA</idCredit>
</dataIdInfo>
</metadata>
